Peringatan Risiko

To help you understand the risks involved when investing on, either Pre-order or Revenue-share Finance, please read the following risk summary. Please learn and diversify your investments.

The need for diversification when you invest

Diversification involves spreading your money across different types of investments with different risks to reduce your overall risk. However, it will not lessen all types of risk. Diversification is an essential part of investing. Crowdfunders should only invest a proportion of their available investment funds via and should balance this with safer, more liquid investments.

Risks when purchasing in Pre-order Scheme

Purchasing in Pre-order scheme involves risks i.e. a) default of the Business Partner (seller) and b) the products/services provided do not meet your criteria. Further specific risks are set out on the applicable fund pitch page within Business Partner’s Page.

Risks when investing in Revenue-share Finance

Loss of investment

The majority of start-up businesses fail or do not scale as planned and therefore investing in these businesses may involve significant risks. It is likely that you may lose all, or part, of your investment. You should limit investment amount that you are willing to lose and should build a diversified portfolio to spread risk and increase the chance of an overall return on your investment. If a business you invest in fails, neither the Business Partner – nor– will pay you back your investment.

These investments are not insured by a third party. This means that if the Business Partner becomes insolvent, crowdfunders could lose some or all of their money.

Lack of liquidity

Liquidity is the ease with which you can sell your investment after you invest. Investing in businesses pitching through cannot be sold easily and they are unlikely to be listed on a secondary trading market.

Unsecured investment

Unless otherwise set out in the Business Partner’s Page, these investments are typically unsecured, meaning there is no security over the property or assets of the Issuer supporting the repayment of your investment. This means that if an Issuer fails, it is unlikely that an crowdfunder will have their initial investment or outstanding interest payments returned to them because there is no security over any remaining assets

Typical Risks in Revenue-sharing Finance Scheme

Investing in Revenue Sharing scheme on does not involve a regular return on your investment unlike Bullet Payment Loan which offer fixed interest paid regularly.

Further specific risks are set out on the applicable fund pitch page within Business Partner’s Page.