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    GENERAL INFO

    • What'S In It For Me?

    LEARN ABOUT FUNDING A LOAN

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Long term loan financing at Mekar

With Mekar, you can now compound (add-up) your returns. When you fund loans using the Basic Compound Plan, Standard Compound Plan, or Advance Compound Plan funding scheme, you can earn almost 50% more than with a Starter Plan scheme.

The Starter Plan scheme ensures you get money back every month (Indonesian bank account required). At the end of the loan period, everything is repaid. With the Basic/Standard/Advance Compound Plan scheme, your money is at work for the full period, and you get your initial investment and interest back in one go.

What Mekar does is that we will automatically use all the repayments made to you to fund new loans. This means that the repayments do not sit idly in your Mekar Account, they are always at work, earning interest for you in new loans. These new loans have a shorter lending period, so that we can ensure that you get repaid in one go at the end of the 12-18-24 Month period.

Check the new offerings and rates on our homepage Mekar.id.

How do I fund loans using one of the Compound Plans?
  • Register as a Lender. 
  • Login and go to the dashboard. Click the “Plans” menu. 
  • Select the Compound Plan that you wish to use. To fund loans and compound your earnings for a period of 12 months, select the Basic Compound Plan; for a period of 18 months, select Standard Compound Plan; and, for a period of 24 months, select Advance Compound Plan.
  • Make sure you have enough funds in your Mekar Account.
  • Click "Start Funding".
  • Enter your funding amount. Minimum funding amount for any of the compound plans is IDR 30,000,000. Then, click "Confirm".
  • Afterwards, you will be referred to the Loan Shopping Cart. Then, you can click "Confirm" to retrieve the invoice. 

Please make sure you have enough funds in your Mekar Account to proceed with your transaction. If you have insufficient funds in your Mekar Account, you can add funds on the "Add Funds" menu. The invoice will be sent to your e-mail and through a notification on your Mekar Account. Please add funds to your Mekar Account in the amount that is shown in your invoice.

Still have questions?

For a quick response, reach out to us and we'll be in touch soon.

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Sampoerna Strategic Square,
South Tower, 21st floor,
Jalan Jendral Sudirman Kav. 45-46,
Karet Semanggi, Kecamatan Setiabudi,
Jakarta Selatan 12930
+6221 300 22735 (Call)
+62877 7739 9049 (Whatsapp)
Working hour Monday-Friday (09.00 - 17.00)

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DISCLAIMERS:

  1. Information Technology-Based Lending Service is a civil agreement between the Funder and the Lender. Therefore all risks incurred from the agreement shall be borne entirely by the respective parties.
  2. The credit risk or debt default shall be borne entirely by the Funder. No government body or authority will take responsibility for this default risk.
  3. The Organizer, under the consent of the respective users (the Funder and/or the Lender), accesses, gains, keeps, manages and/or uses the Users’ personal data (“Data Usage”) on or in the objects, electronic devices (including smartphones or cellphones), hardware or software, electronic documents, applications or electronic systems owned by or under the control of the Users, by informing the objective, boundaries and mechanism of the aforementioned Data Usage to the related Users before making the said agreement.
  4. The Funder with no knowledge and experience concerning lending is advised not to use this service.
  5. The Lender must take into account the interest rate of the loan and other costs incurred corresponding to his/her ability in repaying the loan.
  6. Every fraudulence will be recorded digitally in the cyberspace and will be accessible to the general public through social media.
  7. The User must read and fully understand this information before deciding to become a Funder or Lender.
  8. The Government, in this case represented by the Indonesian Financial Services Authority (OJK), shall not be held accountable of every violation or disobedience committed by the Funder or the Lender (whether it is intended or due to the User’s negligence) against the regulations, the agreement or the bond between the Organizer and the Funder and/or the Lender.
  9. Every lending transaction and activity or the agreement implementation concerning lending between or those involving the Organizer, the Funder and/or the Lender must be carried out through an escrow account and a virtual account as regulated in the Financial Authority Services Regulation No. 77/POJK.01/2016 on Information Technology-Based Lending Service, and any violation and disobedience of the regulation shall be considered as evidence of a violation of law committed by the Organizer. Therefore, the Organizer must bear any liability suffered by the Users as a direct result of the violation of law as mentioned above without reducing the rights of the Users that have suffered losses as stipulated in the Indonesian Civil Law.

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