TKB90 =
99.33%
TKB60 =
98.93%
TKB30 =
87.50%
TKB0 =
96.43%
Mekar.id app at Google Play Store is not an official app by mekar (PT Mekar Investama Teknologi). We never have any apps registered in Google Play Store and it is against our business conduct to ask for cash collateral for a loan. Mekar.id app at Google Play Store is not an official app by mekar (PT Mekar Investama Teknologi). We never have any apps registered in Google Play Store and it is against our business conduct to ask for cash collateral for a loan. Mekar.id app at Google Play Store is not an official app by mekar (PT Mekar Investama Teknologi). We never have any apps registered in Google Play Store and it is against our business conduct to ask for cash collateral for a loan. Mekar.id app at Google Play Store is not an official app by mekar (PT Mekar Investama Teknologi). We never have any apps registered in Google Play Store and it is against our business conduct to ask for cash collateral for a loan. Mekar.id app at Google Play Store is not an official app by mekar (PT Mekar Investama Teknologi). We never have any apps registered in Google Play Store and it is against our business conduct to ask for cash collateral for a loan.
Mekar is a leading licensed peer to peer lending platform in Indonesia. Our innovative financial solutions connect borrowers with global liquidity providers, providing greater access to capital and financial freedom.
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Mekar has won a number of international awards for its innovative approach to lending that impact lives.
KPMG
Top 10 Lending Platforms in Indonesia 2018
Daily Social
Top 10 most popular and most used P2P platform in Indonesia 2019
Asian Banker
Best Peer to Peer Platform in Indonesia 2019
Generate passive income
Return 0.5% - 2% flat per month
Easy and simple process
Comprehensive Credit Review
Responsive Customer Service
Simpler credit requirements
Hassle-free credit approval process
Interest rates starting from 1.5% flat / month
Loan tenure varies up to 60 months
Responsive Customer Service
Koperasi Abdi Kerta Raharja
July 4, 2009
The only government-initiated cooperative in Indonesia, AKR seeks to break the cycle of poverty through micro financing.
Koperasi Sila Mukti
April 20, 2004
Partnering with Sila Mukti, which caters to micro credit borrowers in several regions in Bali, is part of Mekar's efforts to broaden our reach.
KSP Tanaoba Lais Manekat
Feb. 15, 2010
The Tanaoba Lais Manekat Savings and Loans Cooperative was established in 2011 in Kupang, East Nusa Tenggara, by a foundation of the same name.
KSP Graha Mandiri
Nov. 28, 1994
Managed by professionals with extensive experience in the banking industry, Graha Mandiri has established a strong presence in Central Java's microcredit scene.
KSP Artha Mitra Abadi Jaya
Nov. 6, 2007
With a large loan portfolio, Artha MAJ is a strong player in Central Java’s microcredit industry.
KSP Dwi Tunggal
Nov. 30, 2009
With 10 offices spread across six provinces, Dwi Tunggal offers business loans to low-income retirees.
KSP Pangestu
Nov. 27, 2000
With 39 branch offices spread across three provinces in Java, KSP Pangestu caters to micro-retailers, farmers, and fishermen in the region.
KSP Sahabat Mitra Sejati
Sept. 13, 2003
We focus on the well being of indonesian. On 9 december 2008, our operation started and we wanted to improve the micro economy in Indonesia.
KSP Kopdit Pelangi Kasih
June 6, 2006
A savings and loan cooperative that offers savings accounts and credit disbursement. Currently it has 4 branches all located in Bandung, Indonesia.
KSP Setia Multi Sarana
Dec. 29, 1995
KPS Setia were created based on the foundation that it is inefficient and hard for small businesses to get financial support from the conventional financial institution.
KSP Artha Mulia
Sept. 11, 2006
Artha Mulia saving and loan cooperative are located at Jl. Jendral Sudirman, Semarang Barat, Semarang
KSP Mitra Jasa
Jan. 20, 2010
KSP Mitra Jasa is a loan and saving cooperative based in Indramayu, West Java
Update on Dec. 22, 2024
Total Loans Funded
Productive Loans
Total Funding (to date)
Loans Outstanding
Total Funders
Total Borrowers
Women Borrowers
MEKAR fee
Interest Received by Lender
Loans Sold (years to date)
Outside Jabodetabek
Meet Our Team of Experts Behind Mekar's Success
Ahmad Fuad
Commissioners
Pandu Aditya K.
CEO
Mahwi Winarto
COO
Commissioners
Ahmad started his career in the banking sector in 1983 when he joined the Indonesian Central Bank (Bank Indonesia). His previous roles include Director of Banking Investigation and Mediation at Bank Indonesia as well as senior leadership positions at PT Bank Rakyat Indonesia. In 2012, Ahmad joined the Sampoerna Financial Group.
CEO
Pandu has experience since 2007 in the financial services industry. After more than 9 years of career in banking, Pandu entered the fintech industry in 2016. Pandu and the previous co-founder of Mekar has developed Mekar's business model that focuses on MSME growth through collaboration with the best cooperative partners throughout Indonesia. This model enables Mekar to reach the unbankable segment while maintaining optimal risk mitigation.
COO
Mahwi Winarto has pursued a dynamic career in banking and finance since 2003, holding key roles at leading institutions. His expertise in risk management, operations, and marketing has not only driven success in his previous roles but has also significantly fortified the foundation of MEKAR, propelling the company towards greater achievements.
Ahmad Fuad
Commissioners
Pandu Aditya K.
CEO
Mahwi Winarto
COO
Hear What Our Clients Have to Say About Us
MEKAR provides an opportunity for KSP Sahabat Mitra Sejati to support the MSME sector through its platform. We are also pleased to contribute by reaching the unbankable communities who need additional funding to sustain their businesses.
Ir. Deddy Irja Pratama
Intitutional Lender
Mekar offers wealthy Indonesians the opportunity to directly develop Indonesia.
Putera Sampoerna
Founder
I am funding loans via MEKAR so that I can help strengthen Indonesia's MSMEs.
Mulyadi Tjung
Lender
MEKAR is the best choice for lenders whose goal is not only to earn some interest on their money but also to help grow MSMEs and micro businesses. Also, in terms of safety, it is better than other Fintech startups out there.
Davis Ray
Lender
MEKAR has a good platform and all its features are easy to understand, hopefully MEKAR can continue to support the growth of Indonesian MSMEs. We must support MEKAR because this platform benefits everyone so we can take a step forward together.
Andreas Sihombing
Lender
It feels good to be able to help others while earning money.
Matheus Saniang Naga Siagian
Lender
I am funding loans through MEKAR not only because I get to help Indonesian small businesses grow but also because I get to enjoy good returns and security for my money.
Sucipto
Lender
Mekar gives us the opportunity to contribute directly to Indonesia's micro, small and medium enterprises. Through Mekar's P2P lending platform we can help the unbankables or those who are in need of funding grow their business.
Agung Noegroho
Lender
At first I was hesitant to start funding loans via MEKAR because at that time MEKAR was not yet registered with the Financial Services Authority (OJK), but now that MEKAR is registered with the OJK, I feel confident funding business loans through MEKAR.
Dian Kurniawan
Lender
I came to know MEKAR after reading about it in the Kontan tabloid. At first, I funded loans via MEKAR just for the fun of it, just giving it a try because MEKAR does offer a good return. But as it turns out, funding loans in MEKAR has given me many more benefits than ju...
Ester Ratih Dwihapsari
Lender
At first I was hesitant to start funding business loans via MEKAR so I started with funding just one loan. The experience was superb so I decided to fund more loans. Thank you, MEKAR.
Tri Sutrisno
Lender
Funding loans through MEKAR makes me feel like I am playing a part in improving Indonesia's macro-economy. For lenders, it is important that the country's economy is healthy as it will drive consumption levels and foster great funding opportunities with good returns.
Herry Prakasa Hertanto
Lender
The repayments are on time and it makes me very happy to know that my money is helping Indonesian MSMEs that are finding a hard time getting a loan from the bank. During these first three months, the repayments have always been right on schedule.
David Tarihoran
Lender
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