Terms and Conditions


PT Mekar Investama Sampoerna (the “Company”) or commonly known as “MEKAR” is a legal entity established in the Republic of Indonesia. MEKAR is an Information Technology-Based Lending Service Provider (Peer-to-Peer Lending). 

The Company provides service which connect the lender and borrower which covers funding from individuals, organization, business and legal entity to individuals and business entities needing finance. The Company makes no funding or investment suggestion or recommendation related to the options on this site. 

MEKAR  has been registered with and is supervised by the Indonesian Financial Services Authority (OJK). MEKAR is registered with the OJK under OJK Number: S-237/NB.213/2018 dated March 20, 2018. MEKAR’s business activities are closely supervised and regulated under OJK Regulation No.77/POJK.01/2016 on Information Technology-Based Lending Services to ensure MEKAR's legality and compliance with the laws and regulations in Indonesia. 

The services and products of MEKAR are designed to comply with prevailing regulations. We have consulted with the OJK on our business operations and will constantly monitor the changes in regulations on peer to peer products in Indonesia. We will, from time to time, modify our products or business process to ensure the compliance with the applicable rules. 

The content and materials on this site are intended to provide information and should not be construed as offer, solicitation, invitation, suggestion and recommendation for funding and investment. Platform and product may contain link and/or reference to third party’s website or content. The Company is not liable for such third party’s website or content.

Funding and/or loan placed in the account of Company and/or any other third party designated by the Company shall not be considered as saving held by the Company as set forth in Banking regulations in Indonesia.