Mekar - Invest in Indonesian Women's Businesses, Earn 4.8% p.a, Investment Guaranteed

GROW WITH MEKAR

Mekar connects investors with small and medium-sized businesses across Indonesia that are looking for financing.

As the most trusted and revolutioner P2P lending company in Indonesia, Mekar offers simplicity in funding Indonesian micro-businesses digitally through our P2P platform.

In Mekar, you can enjoy attractive returns and your principal is guaranteed by Mekar’s Lending Partners as well as protected by credit insurance. On top of that, the fund you are investing in financing small businesses will help stimulate the local economy and bring prosperity to communities across Indonesia.

Mekar partners with microfinance institutions at the local level such as credit cooperatives and multi finance companies in order to provide services to people from all parts of Indonesia. This is why the loans offered in Mekar come from various parts of the country, not only from the capital Jakarta and its surroundings.

Mekar carefully assess its partners through a selection process. All Mekar's partners have the expertise and years of experience in identifying and reaching out to small business owners that need capital injections in their bid to grow their businesses. Our partners have extensive loan portfolios and they are highly skilled in credit risk assessment, loan management, collection and repayment.

Mekar is formally known as PT Mekar Investama Sampoerna. Mekar is fully supported by the Putera Sampoerna Foundation.

PEER-TO-PEER LENDING IN MEKAR

The peer-to-peer lending system in Mekar makes investing safe and profitable both for the investors (the funders) and the borrowers.

In peer-to-peer lending, individuals can borrow and lend money through an online service that connects funders and borrowers. The advantage of this system to the funders is that they can potentially get higher returns than if they have kept their money in a savings or time deposit account or any other investment product offered in a bank.

START FUNDING

Ready to start a profitable investment? With Mekar, you can get a profit of up to 12.5% annually. You have plenty to choose from Mekar's extensive list of micro loans to fund. All of our borrowers has through a selection process so you can invest comfortably with minimum risk.

Why lending funds for businesses through Mekar?

- Make A Change: Your investment helps small businesses grow, stimulates the economy and brings prosperity to Indonesian people.

- Attractive Returns: Up to 12.5% annually, higher than bank savings or time deposit interest rates.

- Protection Guarantee: Mekar’s lending partners provide 100% protection guarantee on your initial investment.

- Credit Insurance: Eligible loans funding are also protected by credit insurance covering up to 80% of loan principal.

- Diversified Portfolio: We offer investment in loans from various business sectors across the country.

EARN HIGHER PROFIT THAN BANK SAVING’S RATE

Don't let your money sit in the bank. If you have been saving your money in a bank savings account or a time deposit, you might want to reconsider that decision. A savings account which gives you 1-2% a year in interest or a time deposit that only offers a return of 5-6% a year are limiting your maximum potential yield, especially if you factor the inflation rate into the equation.

An online funding opportunity with a peer-to-peer system such as the one offered by Mekar will give you higher returns, up to 12.5% per year. It is also much easier to do than other investment options such as shares or property.

Find a way to get extra income that is easy, flexible, safe and profitable here. Funding micro-businesses in Mekar is no less than the most valuable investment. Start now and you will help small businesses in Indonesia grow.

Also, visit Mekar Blog for news updates and stories on investment and peer-to-peer lending to small businesses.

MAKE A BIGGER IMPACT BY DOING MORE

In Mekar.id you can fund loans on a large scale and help create a positive and more scalable social and environmental impact.

Become an Institutional Funder, Become an Agent of Change

You or your company can register as an institutional funder and finance small business loans in bulk. You can fund more than 100 small business loans at once, and enjoy a solid return up to 12.5% per year and a positive branding for your company as an agent of change for the local economy.

Branding for you

Our marketing campaign will highlight the role of your company as an institutional funder. Get positive coverage in Mekar's web, news portals and social media.

Enjoy The Benefits

- Practical: Finance more than 100 loans at once

- Attractive returns: Up to 12.5% per year

- Low risk and double protection: A 100% protection guarantee for your initial investment, provided by Mekar’s lending partners. Credit insurance is also provided for eligible loans.

- Real Impact: Help grow Indonesian small businesses and the local economy, create jobs, empower women

- Positive Branding: Exposure for your company's investment

Flexible Partnership Schemes

As an institutional funder, your company will be able to fund in bulk through Mekar's peer-to-peer lending platform. You can choose to incorporate the funding in your company's CSR program, or it can be a commercial opportunity that your company can take for its sizeable yield.

Investing in Small Business Loans as a CSR Program

Create a more meaningful and impactful CSR program for your company by taking part in Mekar's bulk loan buying scheme. Under this scheme, your company can fund hundreds of loans at once and get a 12.5% return every year. The yield generated from the investment will be automatically reinvested to fund the next bulk of loans, thus creating a sustainable social impact.

Enjoy the Returns Immediately, Finance Loans Through the Commercial Scheme

Enjoy the returns from your bulk investment immediately after the loans mature. You can always invest in bulk again anytime you want.

A Full-Service Proposition for You

Sit back and relax, Mekar will take the work out of your hand. Our professional team will do your risk assessment, loan reconciliation, and collection for you, even create a marketing campaign that highlights your company’s investment with Mekar. You get to enjoy the benefits of your investment: a solid return, a sizeable social impact, and a positive branding for your company.

Socially-relevant investing for a more meaningful impact

Double protection on your money

A worry-free funding

No extra charges or premium

Let your money work for you

Why funding through Mekar?

Double protection on the principal

Empowering Indonesian women

Positive social impact

A fair rate for everyone

Our lending partners

Lend for longer, earn more. Hassle-free and guaranteed

12 Months Invest

18 Months Invest

24 Months Invest

Why you need to choose Mekar as your platform

Lend to Indonesian businesses

Our returning clients

Our partners