Mekar - Fund loans to small Indonesian businesses, earn up to 12.5% flat p.a., get 100% principal protection

GROW WITH MEKAR

Mekar connects lenders with micro, small and medium businesses across Indonesia that are looking for financing.

A reliable and revolutionary P2P lending company, Mekar offers a convenient way to grow your money by financing local businesses in Indonesia through our online crowdfunding platform.

In Mekar, you can enjoy solid returns and a capital protection guarantee to protect your money. If what you’re looking for is a safe and profitable way to grow your money, you’ve come to the right place. The added value is, when you fund loans to small businesses, it will help stimulate the local economy and bring prosperity to communities across Indonesia.

Mekar partners with microfinance institutions at the local level such as savings and loan cooperatives and multi-finance firms, allowing Mekar to cater to people from all parts of Indonesia. This is why the loans on offer in Mekar come from various parts of the country, not only from the capital Jakarta or its surrounding.

Mekar carefully vets our partners through a rigorous selection process. All Mekar’s partners have the expertise and years of experience in identifying and reaching out to small business owners that are in need of a capital boost or even just a microloan in their bid to grow their businesses. Our partners own extensive loan portfolios and they are highly skilled in credit risk assessment and loan management, collection and repayment.

Mekar is formally known as PT Mekar Investama Sampoerna. Mekar is funded and owned by Mr. Putera Sampoerna.

PEER-TO-PEER LENDING IN MEKAR

The peer-to-peer lending system in Mekar makes funding business loans safe and profitable both for the lenders and the borrowers.

In peer-to-peer lending, individuals can borrow and lend money through an online service that connects lenders and borrowers. The advantage of this system to lenders is that they can potentially get higher returns than if they have kept their money in a savings or time deposit account or any other savings product offered in a bank.

Borrowers can also benefit from a peer-to-peer lending and crowdfunding system by getting a lower interest rate for their loans, compared to the rates imposed by other funding sources. A peer-to-peer lending company in Indonesia like Mekar provides these borrowers, small business owners who typically lack access to bank loans, with the opportunity to secure the funding they need to grow their business.

Mekar uses the peer-to-peer concept to ensure more effective and efficient lending activities. Mekar functions as an online marketplace where lenders and borrowers meet, thus facilitating business funding in an easy, safe, convenient and profitable way.

FUNDING SMALL BUSINESS LOANS VIA MEKAR

Ready to start funding small business loans and earn returns?
With Mekar, you can get a profit of up to 12.5% or an average of 10% annually (before tax and, for holders of a non-Indonesian bank account, excluding transfer fees and inflation risks). You have plenty to choose from Mekar’s extensive list of micro loans to fund. All of our borrowers have undergone a stringent vetting process so you can fund their loans comfortably with minimum risks.

WHY FUND LOANS TO INDONESIAN SMALL BUSINESSES VIA MEKAR?

- Make a Change: Your funding helps small businesses grow, stimulates the economy and brings prosperity to Indonesian people.

- Attractive Returns: An average of 10% and up to 12.5% annually, higher than bank savings or time deposit interest rates.

- Protection Guaranteed: 100% of your principal is guaranteed.

- Credit Insurance: Extra protection for your money, available for select loans.

- Diversified Portfolio: We offer you loans from various business sectors across the country to fund.

GROW YOUR MONEY

Don’t let your money sit in the bank. If you have been saving your money in a bank savings account or a time deposit, you might want to reconsider that decision. A savings account gives you 0-2% in interest a year, sometimes even no interest at all, and a time deposit only offers a return of 4.5-6.5% a year. By choosing these savings instruments, you have limited your maximum potential yield, especially if you factor the inflation rate into the equation.

An online opportunity to fund business loans with a peer-to-peer system such as the one offered by Mekar will give you higher returns, up to 12.5% per year. It is also a much easier way to grow your money than putting it in instruments such as shares or property.

Trading stocks can be time consuming as you have to first research the hundreds of different companies that are trading in the stock market before you can decide which one to buy. You will also need to watch the stocks’ movement on the stock chart on a daily basis. And don’t forget, stocks are very volatile.

On the other hand, buying a property to let requires a huge amount of money and you may need to spend months to find the right property to buy.

Here at Mekar you can find an easier, safer, more flexible and more profitable way to grow your money. Start funding loans via Mekar now and you will help small businesses in Indonesia grow.

Also visit Mekar Blog for news updates and stories on peer-to-peer lending and how funding small businesses can create a positive impact.

Make a Bigger Impact by Doing More

In Mekar.id your company can fund businesses on a large scale and help create a positive and more scalable social and environmental impact.

Become an Institutional lender, Become an Agent of Change

You or your company can register as an institutional lender and finance small business loans in bulk. Fund more than 100 small business loans at once, enjoy a solid return and a positive branding for your company as an agent of change for the local economy.

Branding for you

Our marketing campaign will highlight the role of your company as an institutional lender. Get positive coverage in Mekar’s web, news portals and social media.

Enjoy The Benefits

- Practical: Fund hundreds of loans at once.

- Attractive Returns: Up to 12.5% flat per year.

- Low Risks: 100% guarantee for your principal, NPL < 1%, and credit insurance coverage for eligible loans.

- Real Impact: Help grow small Indonesian businesses and the local economy, create jobs, empower women.

- Positive Branding: Exposure for your company’s role in supporting Indonesia’s small businesses.

Flexible Partnership Schemes

As an institutional lender, your company will be able to fund loans in bulk through Mekar’s peer-to-peer lending platform. You can choose to incorporate your funding in your company’s CSR program, or it can be a commercial opportunity that your company can take for its sizeable yield.

Funding Small Business Loans as a CSR Program

Create a more meaningful and impactful CSR program for your company by taking part in Mekar’s bulk loan buying scheme. Under this scheme, your company can fund hundreds of loans at once and get a sizeable return at the end of the funding period. The monthly yield generated from loan repayments will be automatically used to fund the next bulk of loans, thus creating a sustainable social impact.

Enjoy the Returns Immediately, Fund Loans Through the Commercial Scheme

Enjoy the returns from funding business loans in bulk immediately after the loans mature. You can always fund loans in bulk again anytime you want.

A Full Service Proposition for You

Sit back and relax, Mekar will take the work out of your hand. Our professional team will do your risk assessment, loan reconciliation and collection for you, even create a marketing campaign that highlights your company’s role in the growth of Indonesia’s small businesses by funding their loans via Mekar. You get to enjoy the benefits: a solid return, a sizeable social impact, and a positive branding for your company.

Socially-relevant investing for a more meaningful impact

Double protection for your money

A worry-free funding

No extra charges or premium

Let your money work for you

Why funding through Mekar?

Double protection on the principal

Empowering Indonesian women

Positive social impact

A fair rate for everyone

Our lending partners

Lend for longer, earn more. Hassle-free and guaranteed

12 Months Invest

18 Months Invest

24 Months Invest

Lend to Indonesian businesses

Our returning clients

Our partners