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When you select one or more loans to finance, Mekar will check if you have sufficient funds in your ‘Mekar Account’. If OK, Mekar will withdraw the funds from your Mekar account and transfer it to the Lending Partners managing those loans. If there are not enough funds in your Mekar Account, then we will notify you. You must then add your funds before completing the transaction, or remove some loans from your selection.
A Mekar Account is like your own “virtual bank account” with Mekar. It is not a bank account though. Your Mekar Account number is your ID with Mekar. We use it to manage your top ups, funding transactions, and repayments to your account. There is one Mekar account number for every lender.
You can find the instructions on the invoice you’ll receive when funding a loan(s).
Add Funds using BNI ATM:
Add Funds using Internet Banking:
Add Funds using a deposit slip:
Go to the nearest Bank BNI branch, and present it to the teller along with the money you want to deposit. If you are not a BNI customer, you will be required to present your identity card to make a transaction.
Add Funds using an transfer slip (*):
(*) Identity Card (KTP), ATM and Saving Book is required
(**) Applicable to Indonesian bank account holders
Follow these steps to transfer funds to your Mekar Account from other banks that are within the online banking network:
Please be informed that transaction from banks within the online banking network will be charged with transaction fee in accordance with each company's regulation.
To add to your funds using Internet Banking services from other bank that are within the online banking network, enter Bank BNI's bank code (009) and then enter your Virtual Account.
(**) Applicable to Indonesian bank account holders
Lenders with an Indonesian bank account, please refer below:
For lenders without an Indonesian bank account, there is no time limit for when you can make your transfer, but please keep in mind that your funding will start only when your funds are deposited in your Mekar account. So make sure to transfer your funds at your earliest convenience.
From other Indonesian banks = 1 working day
From foreign banks = 1 to 4 working days. Transfers to Indonesia are generally faster (1-3 days).
Transfers back to you will take 2-4 working days.
When you withdraw funds from your Mekar Account, it will take up to 1 (one) business day for the money to appear in your bank account. The amount of time it takes for your money to reach your bank account depends on how quickly your bank processes the transaction. Fund withdrawal with the amount of less than 1 (one) million rupiah will be processed immediately.
All withdrawals are processed during bank business hours. Weekends and/or holidays may delay the process. Therefore, please allow extra time if you make a withdrawal request on a weekend or holiday.
For a quick response, reach out to us and we'll be in touch soon.