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Lend to Indonesian businesses

Start lending and enjoy high returns

 Loan Amount (IDR) You Earn (IDR)
 Yield (p.a.) Duration (Months) Loan Purpose Funded / Timeleft Lending Partner Risk Level Credit Insurance Collateral

Loan Amount (IDR) You Earn (IDR)
 Yield (p.a.)
 Duration (Months) Loan Purpose Funded / Timeleft Lending Partner Risk Level Credit Insurance Collateral
4,365,487 88,049 5.3% flat /
9.78% eff
9.78% effective
 3 Multiguna
97%
1 day, 14 hours 		KSP SMS Low
Jasindo Syariah
(up to 80%) 		BPKB
4,065,092 53,264 5.3% flat /
9.78% eff
9.78% effective
 3 Multiguna
97%
1 day, 14 hours 		KSP SMS Low
Jasindo Syariah
(up to 80%) 		BPKB
3,112,770 76,531 5.3% flat /
9.78% eff
9.78% effective
 4 Multiguna
96%
1 day, 14 hours 		KSP SMS Low
Jasindo Syariah
(up to 80%) 		BPKB
3,030,401 74,506 5.3% flat /
9.78% eff
9.78% effective
 4 Multiguna
96%
1 day, 14 hours 		KSP SMS Low
Jasindo Syariah
(up to 80%) 		BPKB
2,804,848 68,960 5.3% flat /
9.78% eff
9.78% effective
 4 Multiguna
96%
1 day, 14 hours 		KSP SMS Low
Jasindo Syariah
(up to 80%) 		BPKB
2,757,193 55,611 5.3% flat /
9.78% eff
9.78% effective
 3 Multiguna
96%
1 day, 14 hours 		KSP SMS Low
Jasindo Syariah
(up to 80%) 		BPKB
2,407,678 60,259 5.3% flat /
9.78% eff
9.78% effective
 4 Multiguna
95%
1 day, 14 hours 		KSP SMS Low
Jasindo Syariah
(up to 80%) 		BPKB
2,428,662 60,784 5.3% flat /
9.78% eff
9.78% effective
 4 Multiguna
95%
1 day, 14 hours 		KSP SMS Low
Jasindo Syariah
(up to 80%) 		BPKB
2,692,768 59,465 5.3% flat /
9.78% eff
9.78% effective
 4 Multiguna
0%
- 		KSP SMS Low
Jasindo Syariah
(up to 80%) 		BPKB
2,734,233 65,614 5.3% flat /
9.78% eff
9.78% effective
 4 Multiguna
0%
- 		KSP SMS Low
Jasindo Syariah
(up to 80%) 		BPKB
2,734,508 63,205 5.3% flat /
9.78% eff
9.78% effective
 4 Multiguna
0%
- 		KSP SMS Low
Jasindo Syariah
(up to 80%) 		BPKB
2,754,056 67,712 5.3% flat /
9.78% eff
9.78% effective
 4 Multiguna
0%
- 		KSP SMS Low
Jasindo Syariah
(up to 80%) 		BPKB
2,762,946 67,930 5.3% flat /
9.78% eff
9.78% effective
 4 Multiguna
0%
- 		KSP SMS Low
Jasindo Syariah
(up to 80%) 		BPKB
2,789,158 68,575 5.3% flat /
9.78% eff
9.78% effective
 4 Multiguna
0%
- 		KSP SMS Low
Jasindo Syariah
(up to 80%) 		BPKB
2,841,491 62,750 5.3% flat /
9.78% eff
9.78% effective
 4 Multiguna
0%
- 		KSP SMS Low
Jasindo Syariah
(up to 80%) 		BPKB
2,863,857 63,244 5.3% flat /
9.78% eff
9.78% effective
 4 Multiguna
0%
- 		KSP SMS Low
Jasindo Syariah
(up to 80%) 		BPKB
2,864,914 66,219 5.3% flat /
9.78% eff
9.78% effective
 4 Multiguna
0%
- 		KSP SMS Low
Jasindo Syariah
(up to 80%) 		BPKB
2,866,014 70,464 5.3% flat /
9.78% eff
9.78% effective
 4 Multiguna
0%
- 		KSP SMS Low
Jasindo Syariah
(up to 80%) 		BPKB
2,885,883 66,704 5.3% flat /
9.78% eff
9.78% effective
 4 Multiguna
0%
- 		KSP SMS Low
Jasindo Syariah
(up to 80%) 		BPKB
2,991,239 73,543 5.3% flat /
9.78% eff
9.78% effective
 4 Multiguna
0%
- 		KSP SMS Low
Jasindo Syariah
(up to 80%) 		BPKB
3,113,658 71,969 5.3% flat /
9.78% eff
9.78% effective
 4 Multiguna
0%
- 		KSP SMS Low
Jasindo Syariah
(up to 80%) 		BPKB
3,131,094 76,981 5.3% flat /
9.78% eff
9.78% effective
 4 Multiguna
0%
- 		KSP SMS Low
Jasindo Syariah
(up to 80%) 		BPKB
3,134,882 78,459 5.3% flat /
9.78% eff
9.78% effective
 4 Multiguna
0%
- 		KSP SMS Low
Jasindo Syariah
(up to 80%) 		BPKB
3,154,709 69,666 5.3% flat /
9.78% eff
9.78% effective
 4 Multiguna
0%
- 		KSP SMS Low
Jasindo Syariah
(up to 80%) 		BPKB
3,168,778 69,977 5.3% flat /
9.78% eff
9.78% effective
 4 Multiguna
0%
- 		KSP SMS Low
Jasindo Syariah
(up to 80%) 		BPKB

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Risk Level Categories

  • Very Low Risk
  • Low Risk
  • Medium Risk
  • High Risk
  • Very High Risk
Very Low Risk

Demonstrates an outstanding financial performance and business growth; has a very strong commitment to good corporate governance. As such, partners with this rating are the most unlikely to go into institutional default.

Low Risk

Demonstrates a very good financial performance and business growth; has a strong commitment to good corporate governance.

Medium Risk

Demonstrates a good financial performance and business growth; practices good corporate governance.

High Risk

Demonstrates a fair financial performance and business growth; does not consistently practice good corporate governance.

Very High Risk

Demonstrates a poor financial performance and business growth; does not consistently practice good corporate governance. As such, partners with this rating have a relatively higher risk of institutional default.

See how we assign grades to our lending partners

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GROWING YOUR MONEY HAS NEVER BEEN THIS EASY

A safe and profitable way to grow your money is just around the corner. Mekar will connect you to small businesses across Indonesia that are in need of funding. You can help them grow and reap the profit by funding their business loans.

Get a return of up to 12.5% per year and take comfort in knowing that every loan you are funding comes with a 100% principal protection guarantee. You can also enjoy extra protection with credit insurance coverage for select loans.

Funding small business loans through Mekar is easy. You just need to register online to become a lender, it literally just takes a few minutes. Our technology as a leading lending fintech in Indonesia allows you to retrieve complete and accurate information of every loan being offered, and your money will be directly channeled to Indonesian micro business owners.

With Mekar, you will have full control in deciding which loans you want to fund. Every week, Mekar.id features hundreds of new loans. You can fund the entire loan amount or just a portion of it, starting from as little as IDR 100,000. You can fund as many loans as you like. If you are a first time lender, you can start with funding a small amount loan or spread your money to fund several different loans. We always recommend lenders in Mekar to fund at least three different loans so that you can minimize your losses if one of them does not go well.


MAKE A CHANGE NOW

For you, the lenders, the main perk of funding small business loans via Mekar is the high returns and low risks. For the small businesses, your funding for them can be life-changing.

Small businesses typically look for a relatively small loan, which is why they usually fail to attract the attention of banks. When you use your money to fund these small loans, small business owners across Indonesia will be able to expand the scale and scope of their businesses. They, in turn, will be more independent and empowered, becoming the forces that drive the local economies. And you will be a part of all this.

You can choose from our extensive list of loans to find the ones that suit the amount of funds you have. You can start with just a small amount, as little as IDR 100,000. When you’re ready to go bigger, you can fund the entire loan amount, choose a bigger loan, or fund multiple small amount loans at once.

Another great way of growing your money in Mekar is by selecting a longer lending period (Basic Compound Plan, Standard Compound Plan, or Advance Compound Plan) that lets you compound your earnings, thus giving you higher returns at the end of the funding period (respectively 12 months, 18 months, and 24 months). When you choose any one of the longer lending periods, Mekar will automatically use every repayment you receive each month to fund more new loans.

By funding business loans via Mekar, no matter how small or big, you bring about significant changes both for you and the small businesses.

Read more...

Mekar - PT Mekar Investama Sampoerna - Easy, Secure, and Highly Profitable Peer To Peer Investment
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Sampoerna Strategic Square,
South Tower, 21st floor,
Jalan Jendral Sudirman Kav. 45-46,
Karet Semanggi, Kecamatan Setiabudi,
Jakarta Selatan 12930
+6221 300 22735 (Call)
+62819 5265 6411 (Whatsapp)

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DISCLAIMERS:

  1. Information Technology-Based Lending Service is a civil agreement between the Funder and the Lender. Therefore all risks incurred from the agreement shall be borne entirely by the respective parties.
  2. The credit risk or debt default shall be borne entirely by the Funder. No government body or authority will take responsibility for this default risk.
  3. The Organizer, under the consent of the respective users (the Funder and/or the Lender), accesses, gains, keeps, manages and/or uses the Users’ personal data (“Data Usage”) on or in the objects, electronic devices (including smartphones or cellphones), hardware or software, electronic documents, applications or electronic systems owned by or under the control of the Users, by informing the objective, boundaries and mechanism of the aforementioned Data Usage to the related Users before making the said agreement.
  4. The Funder with no knowledge and experience concerning lending is advised not to use this service.
  5. The Lender must take into account the interest rate of the loan and other costs incurred corresponding to his/her ability in repaying the loan.
  6. Every fraudulence will be recorded digitally in the cyberspace and will be accessible to the general public through social media.
  7. The User must read and fully understand this information before deciding to become a Funder or Lender.
  8. The Government, in this case represented by the Indonesian Financial Services Authority (OJK), shall not be held accountable of every violation or disobedience committed by the Funder or the Lender (whether it is intended or due to the User’s negligence) against the regulations, the agreement or the bond between the Organizer and the Funder and/or the Lender.
  9. Every lending transaction and activity or the agreement implementation concerning lending between or those involving the Organizer, the Funder and/or the Lender must be carried out through an escrow account and a virtual account as regulated in the Financial Authority Services Regulation No. 77/POJK.01/2016 on Information Technology-Based Lending Service, and any violation and disobedience of the regulation shall be considered as evidence of a violation of law committed by the Organizer. Therefore, the Organizer must bear any liability suffered by the Users as a direct result of the violation of law as mentioned above without reducing the rights of the Users that have suffered losses as stipulated in the Indonesian Civil Law.

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