Mekar - PT Mekar Investama Teknologi - Investasi Peer to Peer Aman, Mudah & Memberi Keuntungan Lebih
  • Fund a Loan
  • Help Center
  • Contact Us
  • Login
  • Bahasa Indonesia




At the moment all our loans are fully funded.
We’ll add new loans and update this list shortly.

Please check back later.

GROWING YOUR MONEY HAS NEVER BEEN THIS EASY

A safe and profitable way to grow your money is just around the corner. Mekar will connect you to small businesses across Indonesia that are in need of funding. You can help them grow and reap the profit by funding their business loans.

Get a return of up to 12.5% per year and take comfort in knowing that every loan you are funding comes with a 100% principal protection guarantee. You can also enjoy extra protection with credit insurance coverage for select loans.

Funding small business loans through Mekar is easy. You just need to register online to become a lender, it literally just takes a few minutes. Our technology as a leading lending fintech in Indonesia allows you to retrieve complete and accurate information of every loan being offered, and your money will be directly channeled to Indonesian micro business owners.

With Mekar, you will have full control in deciding which loans you want to fund. Every week, Mekar.id features hundreds of new loans. You can fund the entire loan amount or just a portion of it, starting from as little as IDR 100,000. You can fund as many loans as you like. If you are a first time lender, you can start with funding a small amount loan or spread your money to fund several different loans. We always recommend lenders in Mekar to fund at least three different loans so that you can minimize your losses if one of them does not go well.


MAKE A CHANGE NOW

For you, the lenders, the main perk of funding small business loans via Mekar is the high returns and low risks. For the small businesses, your funding for them can be life-changing.

Small businesses typically look for a relatively small loan, which is why they usually fail to attract the attention of banks. When you use your money to fund these small loans, small business owners across Indonesia will be able to expand the scale and scope of their businesses. They, in turn, will be more independent and empowered, becoming the forces that drive the local economies. And you will be a part of all this.

You can choose from our extensive list of loans to find the ones that suit the amount of funds you have. You can start with just a small amount, as little as IDR 100,000. When you’re ready to go bigger, you can fund the entire loan amount, choose a bigger loan, or fund multiple small amount loans at once.

Another great way of growing your money in Mekar is by selecting a longer lending period (Basic Compound Plan, Standard Compound Plan, or Advance Compound Plan) that lets you compound your earnings, thus giving you higher returns at the end of the funding period (respectively 12 months, 18 months, and 24 months). When you choose any one of the longer lending periods, Mekar will automatically use every repayment you receive each month to fund more new loans.

By funding business loans via Mekar, no matter how small or big, you bring about significant changes both for you and the small businesses.

Read more...

Mekar - PT Mekar Investama Teknologi - Easy, Secure, and Highly Profitable Peer To Peer Investment
  • Mekar
  • About Us
  • Help Center
  • Contact Us
  • Fund a Loan
  • Legal
  • Terms and Conditions
  • Privacy Policy
Licensed and supervised by:
ojk logo
Registered members of:
ojk logo
Contact Us

Sampoerna Strategic Square,
South Tower, 21st floor,
Jalan Jendral Sudirman Kav. 45-46,
Karet Semanggi,
Kecamatan Setiabudi,
Jakarta Selatan
12930
+6221 395 24531 (Call)
+62877 8831 8885 (Whatsapp)

Connect with Us

DISCLAIMERS:

  1. Information Technology-Based Lending Service is a civil agreement between the Funder and the Lender. Therefore all risks incurred from the agreement shall be borne entirely by the respective parties.
  2. The credit risk or debt default shall be borne entirely by the Funder. No government body or authority will take responsibility for this default risk.
  3. The Organizer, under the consent of the respective users (the Funder and/or the Lender), accesses, gains, keeps, manages and/or uses the Users’ personal data (“Data Usage”) on or in the objects, electronic devices (including smartphones or cellphones), hardware or software, electronic documents, applications or electronic systems owned by or under the control of the Users, by informing the objective, boundaries and mechanism of the aforementioned Data Usage to the related Users before making the said agreement.
  4. The Funder with no knowledge and experience concerning lending is advised not to use this service.
  5. The Lender must take into account the interest rate of the loan and other costs incurred corresponding to his/her ability in repaying the loan.
  6. Every fraudulence will be recorded digitally in the cyberspace and will be accessible to the general public through social media.
  7. The User must read and fully understand this information before deciding to become a Funder or Lender.
  8. The Government, in this case represented by the Indonesian Financial Services Authority (OJK), shall not be held accountable of every violation or disobedience committed by the Funder or the Lender (whether it is intended or due to the User’s negligence) against the regulations, the agreement or the bond between the Organizer and the Funder and/or the Lender.
  9. Every lending transaction and activity or the agreement implementation concerning lending between or those involving the Organizer, the Funder and/or the Lender must be carried out through an escrow account and a virtual account as regulated in the Financial Authority Services Regulation No. 77/POJK.01/2016 on Information Technology-Based Lending Service, and any violation and disobedience of the regulation shall be considered as evidence of a violation of law committed by the Organizer. Therefore, the Organizer must bear any liability suffered by the Users as a direct result of the violation of law as mentioned above without reducing the rights of the Users that have suffered losses as stipulated in the Indonesian Civil Law.

© 2025 PT Mekar Investama Teknologi. All Rights Reserved.

We are processing your request. Please be patient.