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A Note History In number Mission Statistic

A note to you as a Lender

  • All loans originated by KSPPS Assyafiiyah are not non-performing loans; they have never been late in payments and have never been restructured. Thus, borrowers of these loans have a good credit record.
  • KSPPS Assyafiiyah will collect the loan installments and process the repayments to you.
  • KSPPS Assyafiiyah provides a 100% protection guarantee for the principal portion of the loan(s) you fund through MEKAR.
  • MEKAR has carefully audited KSPPS Assyafiiyah financial statements and performance.

About KSPPS Assyafiiyah 

  • KSPPS Assyafiiyah was established in 1995
  • They offer a variety of savings accounts and credit schemes to their members
  • The majority of their member involved in trading business

KSPPS Assyafiiyah in Numbers 

As of October 2019:

  • 18,643 microcredit borrowers
  • IDR 105 billion in loans outstanding
  • 2.44% non-performing loans
  • 46 branch offices

Koperasi KSPPS Assyafiiyah: 

  • To improve member well being and works environment
  • To provide syariah base financing option
  • To improve the productivity in trading, plantation, manufacturing, and services
  • To provide effective, professional, transparent, and efficient services to members.
  • To open cooperative to partnership

PROFILE
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Partner KSPPS Assyafi’iyah

Headquarters Jl. Jend.Sudirman No.09 Kotagajah Timur Lampung
085215492530

Website https://www.bmtassyafiiyahbn.com/

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Sampoerna Strategic Square,
South Tower, 21st floor,
Jalan Jendral Sudirman Kav. 45-46,
Karet Semanggi, Kecamatan Setiabudi,
Jakarta Selatan 12930
+6221 300 22735 (Call)
+62819 5265 6411 (Whatsapp)

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DISCLAIMERS:

  1. Information Technology-Based Lending Service is a civil agreement between the Funder and the Lender. Therefore all risks incurred from the agreement shall be borne entirely by the respective parties.
  2. The credit risk or debt default shall be borne entirely by the Funder. No government body or authority will take responsibility for this default risk.
  3. The Organizer, under the consent of the respective users (the Funder and/or the Lender), accesses, gains, keeps, manages and/or uses the Users’ personal data (“Data Usage”) on or in the objects, electronic devices (including smartphones or cellphones), hardware or software, electronic documents, applications or electronic systems owned by or under the control of the Users, by informing the objective, boundaries and mechanism of the aforementioned Data Usage to the related Users before making the said agreement.
  4. The Funder with no knowledge and experience concerning lending is advised not to use this service.
  5. The Lender must take into account the interest rate of the loan and other costs incurred corresponding to his/her ability in repaying the loan.
  6. Every fraudulence will be recorded digitally in the cyberspace and will be accessible to the general public through social media.
  7. The User must read and fully understand this information before deciding to become a Funder or Lender.
  8. The Government, in this case represented by the Indonesian Financial Services Authority (OJK), shall not be held accountable of every violation or disobedience committed by the Funder or the Lender (whether it is intended or due to the User’s negligence) against the regulations, the agreement or the bond between the Organizer and the Funder and/or the Lender.
  9. Every lending transaction and activity or the agreement implementation concerning lending between or those involving the Organizer, the Funder and/or the Lender must be carried out through an escrow account and a virtual account as regulated in the Financial Authority Services Regulation No. 77/POJK.01/2016 on Information Technology-Based Lending Service, and any violation and disobedience of the regulation shall be considered as evidence of a violation of law committed by the Organizer. Therefore, the Organizer must bear any liability suffered by the Users as a direct result of the violation of law as mentioned above without reducing the rights of the Users that have suffered losses as stipulated in the Indonesian Civil Law.

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