A note to you as a Lender
- All loans originated by KSPPS Assyafiiyah are not non-performing loans; they have never been late in payments and have never been restructured. Thus, borrowers of these loans have a good credit record.
- KSPPS Assyafiiyah will collect the loan installments and process the repayments to you.
- KSPPS Assyafiiyah provides a 100% protection guarantee for the principal portion of the loan(s) you fund through MEKAR.
- MEKAR has carefully audited KSPPS Assyafiiyah financial statements and performance.
About KSPPS Assyafiiyah
- KSPPS Assyafiiyah was established in 1995
- They offer a variety of savings accounts and credit schemes to their members
- The majority of their member involved in trading business
KSPPS Assyafiiyah in Numbers
As of October 2019:
- 18,643 microcredit borrowers
- IDR 105 billion in loans outstanding
- 2.44% non-performing loans
- 46 branch offices
Koperasi KSPPS Assyafiiyah:
- To improve member well being and works environment
- To provide syariah base financing option
- To improve the productivity in trading, plantation, manufacturing, and services
- To provide effective, professional, transparent, and efficient services to members.
- To open cooperative to partnership