Mekar Funder Portal Peer-to-Peer Lending Marketplace

A note to you as a Funder

All loans originated by Koperasi Simpan Pinjam Sila Mukti are not non-performing loans; they have never been late in payments and have never been restructured. Thus, borrowers of these loans have a good credit record.
MEKAR has carefully audited Koperasi Simpan Pinjam Sila Mukti’s financial statements and performance.

About Koperasi Simpan Pinjam Sila Mukti

Koperasi Simpan Pinjam Sila Mukti was established on 20 April 2004.
Sila Mukti’s business philosophy is founded on three principles: unity and togetherness, steadfastness in fulfilling its mandate, and a fair and transparent business.
Sila Mukti aims to curb unemployment, create jobs, lower the poverty rate, and improve the livelihood of its members and its surrounding communities.
Sila Mukti provides credit facilities for micro and small businesses in several regions in Bali.

Koperasi Simpan Pinjaman Sila Mukti in numbers
As of December 2018:

2,628 microcredit borrowers
IDR 36 billion in loans outstanding
2.77 % non-performing loans
3 offices
Coverage: Bali (Karangasem and Gianyar)

Koperasi Simpan Pinjam Sila Mukti’s mission

To establish a management system that adheres to the principles of a cooperative and the law.
To establish an integrated IT system in order to ensure the security of transactions for our members.
To ensure an accountable, transparent, efficient, and productive management of our cooperative (good corporate governance).
To improve the cooperative’s financial performance and health.
To maintain the privacy of our members’ information and transaction data.
To provide high quality services to our members.
To ensure that our requirements and rates are reasonable.
To widen our service coverage.
To provide our members, partners, and the government with access to information about our cooperative’s performance.