Mekar Funder Portal Peer-to-Peer Lending Marketplace

A note to you as a Lender

All loans originated by Koperasi Simpan Pinjam dan Pembiayaan Syariah (KSPPS) Artha Bahana Syariah are not non-performing loans; they have never been late in payments and have never been restructured. Thus, borrowers of these loans have a good credit record.
MEKAR has carefully audited Koperasi Simpan Pinjam dan Pembiayaan Syariah Artha Bahana Syariah’s financial statements and performance.

About Koperasi Simpan Pinjam dan Pembiayaan Syariah Artha Bahana Syariah

The Artha Bahana Syariah Savings and Loan and Shariah Financing Cooperative was established in Pati, Central Java, in 2007.
KSPPS Artha Bahana Syariah offers both personal and micro business loans to its borrowers. Only productive loans for business purposes can be funded through MEKAR.
KSPPS Artha Bahana Syariah offers savings and loan products and services that adhere to the principles of Shariah.

Koperasi Simpan Pinjam dan Pembiayaan Syariah Artha Bahana Syariah in Numbers
As of October 2019:

18,876 microcredit borrowers
IDR 43 billion in loans outstanding
1.67% non-performing loans
13 branch offices
Coverage: 8 cities/regencies spread across Central Java, East Java, and DI Yogyakarta

Koperasi Simpan Pinjam dan Pembiayaan Syariah Artha Bahana Syariah’s Mission

To maintain a good relationship between our cooperative and our members in order to grow both our and their businesses.
To provide service excellence to both our members and the general public.
To run our business in a way that is effective, efficient, and transparent.
To operate our business with a modern system.
To propagate the Shariah ways to our members through assistance and education.
To help the poor, the orphaned, the disabled, and the like through the disbursement of ZIS (Zakat, Infaq, and Shodaqoh; or tithes, donations, and alms).